The gift giving season is over — from Christmas to Yule, everyone has opened their presents and they all have to live with the piled high credit card bills they’ve amassed over the past month. This is the true gift of the season, A.K.A. paying off debt.
You might also be thinking that the season of credit card theft and identity fraud is over, right? Now that everyone has already bought all their presents and will begin paying off the bills that come in, it’s time to rest easy, isn’t it? In fact, that couldn’t be further from the truth. Now that the holidays are over and done with, the time has come to be more diligent than ever.
The Way Thieves Think
It is definitely true that credit card fraud spikes around the holidays, and for good reason. With the amount of transactions that people go through during the holidays because of buying gifts, thieves can sneak in purchases relatively undetected by many consumers. If someone doesn’t keep a close eye on their finances, it’s easy for a thief to purchase things for themselves using your information, and when the bill comes they’ll just look at the total and shrug. Sounds about right, after all.
Even when these charges do get noticed, credit card companies and banks get clogged with complaints about fraud during these periods of time. A person who commits credit card fraud can get away with their crime for months — if not forever.
However, after the holidays comes a lull period. People are now starting to focus on their finances more, but the focus is now moreso on alleviating the debt as a whole, not the details and the amounts.
There’s also a question of diligence. While you may be more included to look at your credit card statement right after the holidays and make sure everything is in order, your guard is let down during a the period afterward. You aren’t in danger anymore, so what’s the use?
The Harsh Reality
Here’s the truth about all your data, from your credit card numbers to the Shopify store data we’re keeping safe for you in the Rewind vault — it’s all worth protecting. This means there’s never a time period where you can relax and think that it’s safe and secure unless you’ve already taken preventative measures to make sure it’s safe and secure.
Thieves will try to find ways to steal from you no matter what time of year it is. Instead of looking at the holidays as the only time you should be focusing on keeping your data secure, look at it as a time of heightened security. Your data should be protected year-round, but the holidays are an especially vulnerable time. The more effort you put into protecting your data, the less likely it is to be stolen.
We at Rewind strive to protect your data within our Rewind vault, but you have to ask us for help first. Consider this in other areas of your life with regards to tech — are you getting the help to protect your data that you should be?